Currency Tips
Introduction
China is a largely cashless society, with mobile payments like Alipay and WeChat Pay used almost everywhere. However, carrying a small amount of cash is still useful for taxis, markets, or rural areas. Foreign cards aren’t widely accepted, so it’s best to exchange some RMB upon arrival.
Payment Methods in China
Mobile Payment
Alipay and WeChat Pay are the most common ways to pay in China. They’re accepted at restaurants, shops, tourist sites, and even subway stations. Foreign visitors can now link Visa or Mastercard through the international versions of these apps. Setup usually requires adding your card details and verifying your passport information.
Cash
Mobile payment is the norm, but cash still works in many places—especially in smaller shops and markets. It’s a good idea to keep a few small bills on hand for taxis, local snacks, or places that don’t take QR codes. Most larger stores accept mobile payments, but rural areas may still rely on cash.
Foreign Bank Cards
International cards like Visa and Mastercard work at some hotels, airports, and upscale malls. They don’t work everywhere, so don’t rely on them as your main payment method.
Currency Exchange and Bank Fees
Currency Exchange
You can exchange foreign currency at airports, banks, or licensed exchange counters in major cities. Airport rates are usually less favorable, so consider exchanging only enough to cover arrival expenses. Currency exchange at banks and counters usually requires a passport and a short registration process.
ATMs and Foreign Bank Cards
ATMs are widely available in cities and often have an English-language option. Some machines accept foreign cards, but it's best to stick with those at major banks like Bank of China or ICBC. Your home bank may charge international withdrawal fees, so check the rates before you travel.
Related Travel Tips
Public Transportation in China
China’s vast size and modern infrastructure make it relatively easy to travel across the country, whether you're exploring major cities or venturing to more remote areas.
SIM Cards & Internet
Staying connected in China is easy—mobile networks are fast, widely available, and generally reliable. Purchasing a SIM card requires passport registration, and the process may differ from what travelers are used to in other countries. Some international apps may not function properly, so it’s a good idea to prepare your connectivity options in advance.
Visa Requirements
Planning a trip to China? With recent updates to the visa-free policy, traveling to China has become easier for international visitors. Citizens of select countries can now enter without a visa for short stays, while others still need to apply depending on their purpose of visit.
Essential Apps For China
From payments to navigation, apps are part of everyday life in China. Alipay and WeChat Pay handle most purchases, while Baidu Maps and Pleco help with directions and translation. Download the key apps before your trip and make sure they’re usable with your current phone setup.